Terms of Service

Last updated: October 2026.

Use of the tools

All tools are provided free for personal and commercial use, "as is", without warranties of any kind.

Estimates, not advice

Financial calculators (salary, tax, mortgage) and health calculators (BMI) produce estimates for planning purposes only. They are not financial, tax, legal, or medical advice. Consult a qualified professional before making decisions.

Acceptable use

Don't misuse the site: no attempts to disrupt it, scrape it aggressively, or misrepresent its outputs as professional advice.

Liability

To the maximum extent permitted by law, we aren't liable for decisions made based on tool outputs.

Changes

We may update these terms; continued use means you accept the current version.